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I have 100/300/100, but I'm going to increase 3 years ago 1 person rated this as good You are the only one that actually answered my question. Thank you! 10 pts for you!!! =)Error processing request

- Chosen by Voters …and if you DON'T withdraw the claim, be sure to NOT collect anything from the other person…..you can REALLY get into hot water by doing that!Just call the claims department and NOT your agent in this instance!Good luck and I hope this helps! Source(s): Insurance agent for 27+ years 4 years ago 50% 2 Votes

- Chosen by Voters Shop around and see what other insurance companies in your area can do for you. That price doesn't sound too bad for full coverage and you being a 22-year-old male. 5 months ago 100% 1 Vote

- Chosen by Voters The best thing to do is to ask friends & colleagues who they use for their insurance. If you have a tenants or co-op policy, go to that company first. Travellers is a good company and used to have decent rates in NY. I was from NJ & one of my insureds moved to Manhattan & his rate went down with Travellers. They work through independent agents. Look in the phone book under insurance & start calling. You don't necessarily want the cheapest rate (remember you get what you pay for), you want the best coverage for your situation. You want a good company that will be there to help you if you have a claim. Good luck to you. If I were still in the area, I may have known someone but unfortunately, I am not anymore. 4 years ago 100% 2 Votes

- Chosen by Voters The first thing I would do is consult an attorney who specializes in personal injury law. Chances are, he will tell you that your only options are to sue the driver and/or sue the car manufacturer. 3 years ago 50% 2 Votes 1 person rated this as good

- Chosen by Voters There is no one company that will have the "best" rates for any one person. You should check with a local independent insurance agent who can check with many different companies to get you the best possible rate. When I shopped for my 18 year old son, Safeco turned out to have the best rate of the companies that I sell for. I also checked with State Farm, Allstate, and Geico. None of them could even get close. 3 years ago 40% 2 Votes

- Chosen by Voters Grounded till your grades improve. 9 months ago 100% 1 Vote

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- Chosen by Voters None, staying in the same company with not give any loyalty discount. the lowest rate depends on you claims history, driving record, age, credit score, the area ur living in, non smoker , etc…there is a lot of discounts but there is nothing called loyalty discount.– Reem AlnunuInsurance AgentGLIGA Insurancereemalnunu@yahoo.com 2 years ago 100% 1 Vote 1 person rated this as good

to add to the one above me, Look at the type of insurance.do you want to have your car fix by insurance, this is the majority of the your premium.How much are you willing to pay your self if you have to fix the car.Do you drive in a low risk area, like rurual, then you may even want to looks a broadform. Not really suggesting it, just look at it as an option.The last is to look at what the insurance company history says it does when someone has an accident.The hardest thing to do is get insurance after you have been dropped.You are put on a hi risk pool and the rates go up. 4 years ago thx.I just had my mother add me to her progressive because with me being so young its soooooo expensive!