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- Chosen by Voters You can choose not to get auto insurance simply by not owning a car.The only way to not be forced to buy health insurance is to not be alive. there is no opt out.Let me also point out as for as taxes, you can opt not to pay taxes by not having any income. 1 month ago 41% 7 Votes 1 person rated this as good

- Chosen by Voters Unknown. What car, how many miles, planned use, where in Texas, what is your driving record like, and how's your credit report? They look at all that, and then some. Find an independent agent and have them look for what is best for you. 5 years ago 100% 1 Vote

- Chosen by Voters Yes 5 years ago 67% 2 Votes

- Chosen by Voters There's many criterias insurance companies factors in for price. Here are a few (in no particular order)…- Driving record- Age- Years licensed- Vehicle- Zip codeSome companies will specialize in certain risks. For example, Company A specializes in younger drivers while Company B specializes in older drivers, and the prices reflect that. They usually file with the state's Department of Insurance, and the insurance company will state their case to them, and the DOI will determine whether the pricing is fair for other carriers to compete with. Source(s): Insurance Agent in California 3 years ago 100% 1 Vote

- Chosen by Voters That is a pretty cheap quote but you should always make sure that you cant find anything cheaper because if you settle for that and then later you find out that you could have done better then you will probably want to kick yourself for settling for what you did.It doesn't hurt to look for cheaper especially when you have access to the internet and there quotes on there is free. You should try to use the link below to see if they can find something cheaper for you they usually have a good reputation for finding cheap quotes especially for young people and a lot of the times they can get you more for your money in comparison to what you may find locally.If you really want the cheapest quote then you will try the link below…Good Luck!! Source(s): http://lowpriceautoinsurance.info/ 2 years ago 100% 2 Votes

No fault takes the responsibility for your own actions away. If I do not have to pay for the damage that my negligence causes to others, I have very little incentive to avoid that damage. You can see that in the way people drive in Mass. It is one of the more aggressive driving areas of the country. People have less fear of accidents, especially those driving older cars. There is no real competition for insurance in Mass. If you purchase a vehicle out of state, in a state that allows dealers to issue temporary registration plates, you can not get the current Mass insurance companies to cover you until you have registered the car in Mass. In most states, you just call your agent and have the vehicle added to the policy. No fault = No personal responsibility 6 years ago 11 people rated this as good Right on. I hate that this State has a no competition policy so good drivers pay for bad drivers.

- Chosen by Voters This is usually included with the payment plan for your rental car. Most car rental places are required to have car insurance for their rentals because THEY own the vehicle. So basically auto insurance works like this: If you OWN the vehicle you are responsible to have auto insurance. If you want a tag on a car you have to have auto insurance FIRST. So if the car you rent has a tag on it already, then it is insured through that car rental company. If you have to put a tag on the car (which is unusual) you have to get your own auto insurance. The DMV will tell you this. Just try to get a car tag without insurance. Source(s): http://www.abbalifeinsurance.com/autoinsurance.htm 3 years ago 25% 2 Votes

They don't EVERYWHERE – in MA, for example, women and men pay the same for auto insurance, just like they pay the same for life insurance, even though men are more likely to die sooner. Gender basis for rates vary by states. MA prohibits having different rates based on gender.In states that DO allow different rates based on gender, it's because they've found a corrolation between claims payout and gender – just like they charge more for 16 year old drivers, and just like they charge more for someone with 2 DUI's. It's all about the numbers. If there wasn't a corrolation, the states' insurance departments wouldn't allow the rate difference. Source(s): agent, 21+ years, previously licensed in MA 5 years ago That clears it up and does make sense. Men tend to get involved in pretty serious crashes that involve high speeds and other sorts where women catch flack for backing into posts and rearending other cars because of putting on make up.

if it is for home or auto they can do it immediately. if you are looking for something business wise it can take up to a week Source(s): agent 4 years ago 1 person rated this as good thanks

- Chosen by Voters There really isn't a "list". However, each insurance company has a different rating system. Your age, driving record, zip code, class of vehicle, and credit rating (in most states) have an affect on the premium and will give you a base rate. Car color does not affect premium. Good grades would give you a discount off of the base rate, while having upgrades such as rims would add to the base rate. The cost of the car to repair, and not the value, generally will have a bigger inpact on the premium.All of these are generalities, though. You need to talk with a local agent to find out what you can do to lower your premium in your situation. Source(s): Independent Agent 5 months ago 67% 2 Votes